AUTHOR=Cao Yi , Tian Yi , Hu Yuan , Kou Juan TITLE=The parallel mediating role of time and financial resources in achievement motivation and non-credential learning JOURNAL=Frontiers in Psychology VOLUME=Volume 16 - 2025 YEAR=2025 URL=https://www.frontiersin.org/journals/psychology/articles/10.3389/fpsyg.2025.1579281 DOI=10.3389/fpsyg.2025.1579281 ISSN=1664-1078 ABSTRACT=IntroductionThe surge in non-degree credentials, such as micro-credentials and MOOC, in China is being driven by evolving labor market needs and the growing demand for specialized skills. Participation in such programs is influenced by various internal factors, particularly achievement motivation, as well as external factors like time management and financial resources. Yet, the impact of these factors on willingness to participate remains unexplored.MethodsThis study examines the relationship between achievement motivation and engagement in non-degree credential education, focusing on the mediating roles of self-directed learning time and financial capability. Data from 3,397 Chinese college students aged 18-22 were analyzed using a parallel mediation model. Structural equation modeling was employed to analysis the data.ResultsThe findings reveal that both learning time and financial resources significantly mediate this relationship, each with distinct levels of influence. Students with higher achievement motivation tend to invest more time and money in non-degree credential learning, thereby enhancing their likelihood of participation.DiscussionThese results highlight the critical roles of time management and financial capacity in shaping students’ involvement in non-degree credentials, offering valuable insights for educational policymakers and institutions seeking to enhance accessibility and support for non-degree credential programs in higher education.