AUTHOR=Yang Jinming , Tao Wenjuan , Qu Xing TITLE=The impact of personal medical savings accounts on healthcare utilization and out-of-pocket costs in public basic health insurance: a national cross-sectional study JOURNAL=Frontiers in Public Health VOLUME=Volume 13 - 2025 YEAR=2025 URL=https://www.frontiersin.org/journals/public-health/articles/10.3389/fpubh.2025.1571746 DOI=10.3389/fpubh.2025.1571746 ISSN=2296-2565