ORIGINAL RESEARCH article
Front. Blockchain
Sec. Blockchain Technologies
Volume 8 - 2025 | doi: 10.3389/fbloc.2025.1657110
The Influence of Blockchain Technology on Reducing Cybersecurity Risks in Financial Transactions of Commercial Banks
Provisionally accepted
- 1Irbid National University, Irbid, Jordan
- 2ASU, Amman, Jordan
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This quantitative research investigates the influence of Blockchain technology on reducing cybersecurity risks in financial transactions of commercial banks in Jordan. It aims to determine the extent to which Blockchain technology can reduce cyber risks faced by commercial banks in Jordan. A structured questionnaire consisting of 12 items was designed based on the research question about how Blockchain technology affects and contributes to cybersecurity to check the main objective of this study. This questionnaire has been handed out to respondents who are currently employed in Jordanian commercial banks. Here, stratified sampling was used to ensure that the data collected were representative of different segments of banks, providing a more accurate analysis of the views of the various members of the banking industry. The study used TAM to determine and check the scope of factors that influence the acceptance and adoption of Blockchain technology among banking professionals. Results have been positive, showing that Blockchain technology does cut or minimize the risk of cybersecurity on financial transactions in these institutions. The findings of this study thus warrant that Jordanian commercial banks should, with immediate effect, follow the integration of Blockchain solutions into their respective systems to enhance and ensure cybersecurity. Through this, the banks are able to protect their operations and encourage the clients to trust the digital banking sector.
Keywords: Blockchain, cybersecurity risks, Financial transactions, Banking sector, Decentralization
Received: 30 Jun 2025; Accepted: 20 Oct 2025.
Copyright: © 2025 Eyadat, Alamaren and Almomani. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) or licensor are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.
* Correspondence: Ahmad Ali Eyadat, eyadatahmad@gmail.com
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