Study on Policy Adaptability of Occupational Injury Insurance for Employees of Emerging Business Sectors in China

Qixia Du^1*Xinru Miao¹Xiaoman Cui²AiJun Xu¹Xuebin Qiao^1*

• ¹Nanjing University of Chinese Medicine, Nanjing, China
• ²Nanjing Audit University, Nanjing, China

Introduction: With the rapid industrialization in China, the issue of labor rights protection in emerging business sectors has become a hot topic within academic research and market practice. However, there were still few studies on the assessment of policy instruments in China. Accordingly, this study attempted to construct a three-dimensional framework regarding "policy instruments, policy intensity, and policy stakeholders", to explore the policy adaptability of occupational injury insurance for employees of emerging business sectors in China. Methods: Followed by compiling 60 policies pertaining to occupational injury insurance for employees of emerging business sectors in China, this study conducted Nvivo 12 to summarize the specific provisions of these policies. Subsequently, we employed the rule code of "policy serial number, chapter serial number, and clause serial number" to investigate the adaptability of these occupational injury insurance policies. Results: It suggested that the development of occupational injury insurance policies for employees of emerging business sectors in China was still in its early stages, with characteristics of uneven utilization of policy instruments and limited adaptability to specific targets. While there was an upward trend in policy intensity, improvements in efficiency and capacity were necessary. Moreover, the presence of competing policy interests and inadequate governance capacity remained significant challenges. Discussion: Based on the central theme of "content adaptation, effective instruments, and inclusive development", this study attempted to provide several managerial implications. First, it should enhance the publicity of policies to increase policy satisfaction. Second, it was necessary to refine planning to improve the efficiency of public policies. Third, there was a need to optimize the application structure of policy tools to enhance the alignment with policy goals. Finally, it needed to give priority to the needs of emerging business sectors to ensure a balance between policy supply and demand.